Sorry, this is a little late and perhaps you already heard. The Federal (as well as state and local) Government are offering rebates for qualifying home improvements for energy efficiency. Here we are at Dec. 13th, so there isn’t too much time, but if you were thinking of taking on some improvements, such as a new furnace, appliances, or a tankless water heater, there may be time to get part of it paid for.
I’m guessing there will be more in the new year, but if this is the carrot that gets you moving-here it is!
Last month for government sponsored home improvement-SFGate