Here is a video put out by the California Association of Realtors with contact information to help you get the appropriate help in the event you or someone you know is attempting to get a loan modification. Fraud and scams are running rampant now. It is illegal for operators to collect an upfront fee, promise that they can get you a modification, or guarantee that they can keep you from foreclosure.
If you are trying to do a modification on your loan, or know someone who is, please take a look at this video for some good tips on how to spot fraud. They seem like common sense, and they are; if you are in crisis, it’s also easy to not think straight.
If you have had a bad (or good) experience, please share to help others!